Panama City
Personal Injury Lawyers

Many injured victims will try to handle their cases themselves. That can be an exasperating road to navigate if you’re unfamiliar with insurance claims and Florida’s laws and statutes regarding personal injury. Most insurance companies will take advantage of someone who hasn’t sought legal representation. They will use that to their advantage to try to pressure you into accepting a lowball settlement offer. If you don’t know the maximum compensation available, you might want to agree to the first offer you receive.

Depending on the accident you were involved in, you might be able to seek compensation from the negligent party’s insurance company as well as your insurance. In auto accidents, you can file a claim with your UM carrier and the other driver’s BI carrier. When it comes to premises liability, you can recover a settlement from the entity’s liability carrier, and the individual who caused your injuries. There are many sources you can file a claim against, and knowing how to do it is critical.

When you hire   The Bruner Law Firm, we will walk you through the insurance claims process, so you understand what your rights are. After your accident, we will file a claim with the negligent party’s insurance carrier and launch a thorough investigation to review the details of your situation. We’ll collect evidence to prove your injuries were a direct cause of the incident and that you deserve to receive compensation. Some of the vital evidence we’ll obtain includes:

• Police/incident reports
• Witness statements
• The negligent party’s insurance policies
• Video surveillance of the incident in question
• Photos of the accident scene
• Your medical records

During our investigation, you should undergo medical treatment. Medical records will show your injuries weren’t present before the accident occurred, and you needed consistent treatment to recover. If you skip appointments or there’s a significant gap in treatment, your claim could get denied, or you might not be able to recover the full compensation you deserve.

When your physician releases you from care, a demand letter will get sent to the insurance adjuster assigned to your claim. They will review it and all the evidence we found to determine if a settlement should be submitted. If we’re unable to negotiate a fair settlement you’re satisfied with, we’ll file a lawsuit. Depending on the type of case we’re working on for you, a suit could get brought against the insurance carrier and the at-fault individual or entity. We understand the need to close this chapter of your life as quickly as possible. Our Panama City personal injury lawyers commit their time and efforts to ensure your case doesn’t drag out unnecessarily. We will use all the resources we have at our disposal to reach a favorable outcome promptly.

The amount of money you can demand from an insurance adjuster depends on the limits of liability in the responsible party’s insurance policy, the severity of your injuries, and the damages you’ve suffered. Damages intend to make an injured person whole after an accident. They’re the losses you’ve incurred as a direct result of your injuries. The damages you can seek compensation for include:

• Medical Expenses: All bills for treatment deemed medically necessary, such as hospital visits, ambulance services, physical therapy, assistive medical devices, home health care, surgery, and prescription medicine.
• Lost Wages: Pay you were unable to earn because of your injuries. If your injuries are permanent, you may be able to seek compensation for any future wages you will miss out on making.
• Pain and Suffering: Any significant physical pain and suffering you have had to endure because of someone else’s reckless decisions.
• Emotional Distress: Psychological and emotional trauma you’ve experienced from the incident. That includes stress, shock, fear, or a diagnosis of PTSD, anxiety, or depression.
• Loss of Consortium: If an immediate family member’s relationship is negatively affected by the victim’s injuries, compensation may get awarded as a result.
• Wrongful Death: If the individual hurt in the accident passes away, their loved ones can file a claim to recover a monetary reward for expenses, such as funeral and burial costs.

It doesn’t matter if your injury is minor. You can still file a claim to recover compensation for any costs you've incurred. Any amount of medical bills you receive can cause overwhelming feelings of stress. We want to relieve your financial burden so you can focus on healing and moving forward with your life. When you hire us, we will be there to provide the emotional support you need to help you through this challenging situation. No one should have to pay out of their pocket when another person caused their injuries. We can help you receive the payment you desperately need to cover your damages.